Funding basics: plain-English answers
Not sure where to start? These are the foundational questions — the ones you should answer before picking any specific product.
How do small businesses actually get funded?
Most use a mix: personal savings, revenue, a bank line, and — when they need speed — an MCA or online loan.
All the small business funding options, compared
SBA, term loans, LOCs, MCAs, equipment financing, invoice factoring — cost, speed, credit, and what each is really for.
What credit score do I need for business funding?
500+ opens MCA doors. 600+ opens most online lenders. 680+ opens banks and SBA.
The most common small business funding mistakes
Stacking MCAs, borrowing for the wrong horizon, ignoring effective APR, and skipping the bank statement clean-up.