How business funding differs by state

The main funding products, such as lines of credit, term loans, equipment financing, SBA loans and merchant cash advances, are available across the US. What changes by state is mostly disclosure rules and the mix of local industries.

Some states, including California and New York, require commercial financing providers to show standardized cost disclosures on certain offers. That makes it easier to compare the true cost of an advance with a loan.

Wherever you are, the basic requirements through Outset Funding are the same: $10,000+ in monthly revenue and 6+ months in business. Rates, terms and approval are set by the lender.