Free personal loan calculators
Run your numbers before you apply anywhere. Every calculator here is free, stores nothing, and needs no signup — built to show you the true cost of a personal loan, not just the advertised rate.
Calculator
Personal Loan Calculator
Monthly payment, total interest, and payoff date for any loan amount, rate, and term.
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Calculator
Debt Consolidation Calculator
Compare your current card and loan payments against one consolidated personal loan.
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APR Calculator
Turn an interest rate plus origination fee into the real APR you actually pay.
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Early Payoff Calculator
See how much extra per month shortens your term and cuts total interest.
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Related guides
- Personal loans for bad credit
- Personal loans for fair credit
- Improve your credit before applying
- Medical loans
Business owner instead? Use the business funding calculators.
See your real personal loan rate
Soft credit check, about 60 seconds, no impact on your score.
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