Free business funding calculators
Run the numbers before you sign. All calculators are free, save nothing, and require no signup — built by funding pros for US small business owners comparing real offers.
Calculator
MCA Cost Calculator
True cost, effective APR, and daily debit for any merchant cash advance offer.
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Calculator
MCA Early Payoff Calculator
See remaining balance, prepayment discount savings, and days to payoff.
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Calculator
MCA Consolidation Calculator
Stack multiple advances and compare daily-debit relief vs. added total cost.
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Calculator
Business Loan Calculator
Monthly payment, total interest, and true cost after fees for SBA and term loans.
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Calculator
Working Capital & Cash Runway
Months of runway, cash cycle days, and working capital your business needs.
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Calculator
DSCR Calculator
Debt service coverage ratio with a new loan added — the number every lender checks.
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