Free business funding calculators
Run the numbers before you sign. All calculators are free, save nothing, and require no signup — built by funding pros for US small business owners comparing real offers.
MCA Cost Calculator
True cost, effective APR, and daily debit for any merchant cash advance offer.
MCA Early Payoff Calculator
See remaining balance, prepayment discount savings, and days to payoff.
MCA Consolidation Calculator
Stack multiple advances and compare daily-debit relief vs. added total cost.
Business Loan Calculator
Monthly payment, total interest, and true cost after fees for SBA and term loans.
Working Capital & Cash Runway
Months of runway, cash cycle days, and working capital your business needs.
DSCR Calculator
Debt service coverage ratio with a new loan added — the number every lender checks.
Payment calculators by loan amount
Monthly payment, total interest, and qualifying requirements for a specific loan size.
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